Your Investment Strategy
We prioritize your financial well-being by crafting personalized investment strategies that align with your goals. Our approach begins with a thorough understanding of your needs and risk tolerance. By evaluating these factors, we can develop a comprehensive plan that reflects your financial aspirations.
With our unbiased and objective approach, we have the flexibility to incorporate a diverse range of solutions to construct a well-rounded portfolio. From individual securities and ETFs to mutual funds, bonds, GICs, and more, we leverage a wide array of options to optimize your investment strategy.
Our expertise allows us to execute your customized plan with precision, continuously adapting it to keep pace with your evolving circumstances and the dynamic market conditions. By choosing us as your trusted partner, you can navigate the complexities of investing with confidence and achieve your long- term financial success.
Mutual Funds
Today there are over 16,000 mutual funds available across Canada. In order to assist our clients with creating quality portfolios, we use sophisticated database software to select only those mutual funds that meet each client's risk tolerance...
GIC
Guaranteed Investment Certificates are issued in your name and can't be sold except to the institution that issued them. You agree to keep the money in the GIC for a set period in return for a set rate of interest. Compound GIC's pay you interest on your interest. Instead of paying...
TFSA
A Tax-Free Savings Account is a registered savings account that allows taxpayers to earn investment income tax-free inside the account. Contributions to the account are not deductible for tax purposes, and withdrawals of contributions and earnings from...
RRSP
A Registered Retirement Savings Plan is a retirement plan that is registered with the federal government and that you or your spouse or common-law partner can establish and contribute into until the end of the year when....
RDSP
Since in 2011, the Registered Disability Savings Plan has been available to Canadians who qualify for the disability tax credit and offers a tremendous bonus to those who are eligible. The RDSP is a savings plan that you...
Portfolio Analysis
Careful portfolio analysis is necessary to ensure that you have the correct asset allocation according to your objectives and risk tolerance.
RRIF
A Registered Retirement Income Fund is an investment plan, established in accordance with Government of Canada requirements, into which you can transfer registered funds (usually your RRSP) without tax liability to establish a source of retirement income. Some RRIFs are....
RESP
Registered Education Savings Plans are registered education savings plans that grow tax-free until the child is ready for university, college or a vocational institute. The student usually pays little or no tax on those funds when they are withdrawn at the student's lower...
LIF
A Life Income Fund (LIF) is a retirement income plan using locked-in pension money and the owner of the LIF can control the investments held within the fund. In addition to the requirement for a minimum annual withdrawal (like a RRIF), LIFs also...
LIRA
The Locked-In Retirement Account (LIRA) and Locked-In Retirement Savings Plan (LRSP) enable you, as an employee to maintain the tax-deferred status of pension plan proceeds received when you leave a company. LIRA's lock in your money, but not...
Investment products offered by Aligned Capital Partners Inc.
